The tax law places limits on the dollar amount of contributions to retirement plans and IRAs and the amount of benefits under a pension plan. IRC Section 415 requires the limits to be adjusted annual for cost-of-living increases.
The limit on contributions by employees who participate in the 401(k), 403(b), and most 457(b) plans increased to $24,500.
The catch-up contribution limit for employees age 50 and over who participate in these plans increased to $8,000.
To enroll or increase your UNC Supplemental Retirement Plan(s) contributions, complete the corresponding form linked below and turn it in to your Institution’s Benefits Office. If you are newly enrolling in the UNC Supplemental Retirement plans, be sure to visit tiaa.org/unc to select your investments and beneficiaries. If you are increasing your contributions, it’s a great time to review your investments and ensure your beneficiaries are up-to-date.
To enroll or change your contribution in the Supplemental UNC 403(b), complete the 2026 403(b) Salary Reduction Agreement Form.
To enroll or update your contribution in the Supplemental UNC 457(b), complete the 2026 457(b) Voluntary Salary Deferral Agreement Form.