Retirement News

Many people wonder whether working with a financial advisor is worth the time. According to a recent study by the TIAA Institute and TIAA Wealth Management, the answer is yes. Surveying nearly 1,900 Americans and modeling multiple financial scenarios, the research...

People often believe that saving for retirement needs to start with a large amount of money so many often delay saving or avoid starting altogether. Preparing for retirement is a lifelong journey, not a one-time event. Making informed decisions throughout your career...

  As we begin the 3rd quarter of 2026, we are officially halfway through the year. It is a great time to pause and evaluate your financial progress. A mid-year financial and retirement check-up can help ensure you're on track to meet your goals and give you time...

Your beneficiary designations determine who will receive your retirement assets and generally take precedence over your will. Be sure to review and update them after major life events—such as marriage, divorce, the birth of a child, or the death of a beneficiary—to...

Enrolling in or making changes to your Supplemental UNC 403(b) and 457(b) is now easier than ever! Simply log in to your Institution’s Empyrean platform, select 'Change Your Current Benefits,' then choose 'Change in Supplemental Retirement.' The system will guide you...

Creating a paycheck in retirement is about designing a reliable income strategy that will ensure you have enough money to cover your expenses while maintaining financial security throughout your retirement years. We have broken down the basics of creating a paycheck...

CAPTRUST at Work reminds us that risk is complex and highly individualized. Whether you’re constructing a long-term portfolio for growth or prioritizing capital preservation, it’s crucial to understand how risk operates- and how it aligns with your overall financial...

As we flip the calendar to 2026, it’s a good time to reassess your financial picture and set your priorities for the year ahead. With economic conditions continuing to evolve, focusing on the fundamentals can help you stay prepared, reduce stress, and make progress...

On September 15, 2025, the U.S. Department of the Treasury and the IRS issued final regulations under SECURE Act 2.0, Section 603 provisions related to 401(k), 403(b), and 457(b) catch-up contributions for certain higher-income participants. Beginning January 1, 2026,...

The tax law places limits on the dollar amount of contributions to retirement plans and IRAs and the amount of benefits under a pension plan. IRC Section 415 requires the limits to be adjusted annual for cost-of-living increases. The limit on contributions by...