When you think about retirement, does it seem like a distant goal or something that’s approaching quickly? No matter where you are in your career, one thing doesn’t change: retirement planning isn’t just for those nearing retirement. Every stage of your career...
Retirement News
Don’t Leave Retirement Opportunities on the Table: Make the Most of Your Employer-Sponsored Retirement Plans
When it comes to planning for retirement, one of the most valuable financial resources available to you is already be part of your employee benefits package. Employer-sponsored retirement plans provide a convenient way to save for the future, yet many employees may...
Finish the Year Strong: Your Year-End Financial and Retirement Checkup
As we close out 2026, it's the perfect time to reflect on your financial progress and make sure you're on track to meet your goals. Whether you're just beginning your career or approaching retirement, a few simple steps now can help set you up for financial success in...
The Value of Financial Advice
Many people wonder whether working with a financial advisor is worth the time. According to a recent study by the TIAA Institute and TIAA Wealth Management, the answer is yes. Surveying nearly 1,900 Americans and modeling multiple financial scenarios, the research...
How to Start Saving for Retirement on a Small Budget
People often believe that saving for retirement needs to start with a large amount of money so many often delay saving or avoid starting altogether. Preparing for retirement is a lifelong journey, not a one-time event. Making informed decisions throughout your career...
It’s Time for Your Mid-Year Financial Check-Up
As we begin the 3rd quarter of 2026, we are officially halfway through the year. It is a great time to pause and evaluate your financial progress. A mid-year financial and retirement check-up can help ensure you're on track to meet your goals and give you time...
Is Your Beneficiary Information Up to Date?
Your beneficiary designations determine who will receive your retirement assets and generally take precedence over your will. Be sure to review and update them after major life events—such as marriage, divorce, the birth of a child, or the death of a beneficiary—to...
Supplemental Account Enrollment Moves Online
Enrolling in or making changes to your Supplemental UNC 403(b) and 457(b) is now easier than ever! Simply log in to your Institution’s Empyrean platform, select 'Change Your Current Benefits,' then choose 'Change in Supplemental Retirement.' The system will guide you...
Creating a Paycheck in Retirement
Creating a paycheck in retirement is about designing a reliable income strategy that will ensure you have enough money to cover your expenses while maintaining financial security throughout your retirement years. We have broken down the basics of creating a paycheck...
Understanding Investment Risk
CAPTRUST at Work reminds us that risk is complex and highly individualized. Whether you’re constructing a long-term portfolio for growth or prioritizing capital preservation, it’s crucial to understand how risk operates- and how it aligns with your overall financial...