As we begin the 3rd quarter of 2026, we are officially halfway through the year. It is a great time to pause and evaluate your financial progress. A mid-year financial and retirement check-up can help ensure you’re on track to meet your goals and give you time to make adjustments before the year ends.
Start by reviewing your retirement savings. Consider increasing your supplemental contribution—even a 1% increase can make a meaningful difference over time. Be sure to check that your investment allocation still aligns with your goals, risk tolerance, and time until retirement.
Next, revisit your overall financial picture. Review your budget, evaluate your emergency savings, and take stock of any outstanding debt. If you’ve experienced a major life event this year—such as a marriage, new child, home purchase, or job change—it’s also a good time to update your beneficiaries and ensure your financial plans reflect your current situation.
Finally, take advantage of any financial planning resources available through CAPTRUST at Work and TIAA. A quick check-in now can help you stay on course and make the most of the second half of the year. Small adjustments today can have a lasting impact on your future financial security.