Erin R. Parrish

Enrolling in or making changes to your Supplemental UNC 403(b) and 457(b) is now easier than ever! Simply log in to your Institution’s Empyrean platform, select 'Change Your Current Benefits,' then choose 'Change in Supplemental Retirement.' The system will guide you...

Creating a paycheck in retirement is about designing a reliable income strategy that will ensure you have enough money to cover your expenses while maintaining financial security throughout your retirement years. We have broken down the basics of creating a paycheck...

CAPTRUST at Work reminds us that risk is complex and highly individualized. Whether you’re constructing a long-term portfolio for growth or prioritizing capital preservation, it’s crucial to understand how risk operates- and how it aligns with your overall financial...

As we flip the calendar to 2026, it’s a good time to reassess your financial picture and set your priorities for the year ahead. With economic conditions continuing to evolve, focusing on the fundamentals can help you stay prepared, reduce stress, and make progress...

On September 15, 2025, the U.S. Department of the Treasury and the IRS issued final regulations under SECURE Act 2.0, Section 603 provisions related to 401(k), 403(b), and 457(b) catch-up contributions for certain higher-income participants. Beginning January 1, 2026,...

The tax law places limits on the dollar amount of contributions to retirement plans and IRAs and the amount of benefits under a pension plan. IRC Section 415 requires the limits to be adjusted annual for cost-of-living increases. The limit on contributions by...

  Laura Kirkland, a 78-year-old retiree, lost $15,000 after a caller posing as a bank fraud specialist convinced her that her account had been hacked. Sounding credible and armed with personal details, the scammer persuaded her to grant computer access and wired...

When we think about retirement, the first question that often comes to mind is: where will your income come from? While that’s a key piece of the puzzle, retirement is about so much more. It’s a time when some dream of slowing down, finally taking those bucket-list...

In today's challenging economic landscape, many state employees face a difficult balancing act: managing increasing medical premiums without corresponding salary increases as of the date of publication. This financial squeeze can make it tempting to reduce retirement...

At a time when wages often fail to keep pace with the rising cost of living, adult children are moving back in with their parents, struggling to afford rent, and homeownership is increasingly out of reach — making teaching financial responsibility more important than...