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Income Protection and Legal Plan Benefits

The University provides several programs that can help provide your income streams in case of disability or death. 

UNC System Group Term Life Insurance

Securian FinancialThe UNC System has partnered with Securian Financial to provide a consolidated life insurance plan that offers coverage for employees, spouses or domestic partners, and dependent children. The links below include important information about what’s available to you. Learn more about the coverage options available to you, special plan features and services and costs for coverage. You can also calculate your estimated monthly premium payment, which will be conveniently deducted from your paycheck.

  • Securian
Enroll here.

UNC System Voluntary Accidental Death and Dismemberment (AD&D)

The UNC System has partnered with Securian Financial to provide a Voluntary Accidental Death and Dismemberment (AD&D) plan with coverage for employees, spouses or domestic partners, and dependent children. The links below include important information about what’s available – learn more about coverage options, special plan features and services, and coverage costs.

  • Voluntary AD&D
Enroll here.

UNC Legal Plan

The UNC System has partnered with MetLife to provide a new Legal Plan, offering you and your eligible dependents coverage to assist with a wide range of legal needs. The new plan provides access to a nationwide network of 18,000 attorneys—with over 1,100 right here in North Carolina—who can assist you and your family with many of life’s big and small moments—the ones you planned for and some you may not have seen coming.

Not sure if a Legal Plan is right for you? Get an idea of what and how our benefit plan can make it easy to get the legal help you may need throughout your life. Click here to learn more about this legal plan or visit www.legalplans.com/whyenroll.   Enroll Here

Disability Income Plan of North Carolina

Short- and Long-Term Disability Benefits

The Disability Income Plan of North Carolina (DIPNC) provides monthly replacement income to individuals in the form of short-term, extended short-term, and long-term disability benefits if you become disabled while you are a permanent employee and are enrolled in either the UNC Optional Retirement Program (ORP) or the Teachers’ and State Employees’ Retirement System (TSERS).

Learn more by visiting the NC Retirement Systems website at https://www.myncretirement.gov/milestones/disability.

Supplemental Disability Programs

For ORP Participants

This is a voluntary supplemental disability plan underwritten by The Standard and designed exclusively for participants of the UNC Optional Retirement Program (ORP).

  • Supplemental Disability Plan for UNC ORP Participants

For TSERS Members

This is a voluntary supplemental disability plan underwritten by Lincoln Financial, designed exclusively for University employees who are members of the NC Teachers’ and State Employees’ Retirement System (TSERS).

  • Supplemental Disability Plan for TSERS Members

Benefits at a Glance

New Employee?

Watch a video that outlines your various benefit choices.

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Thinking about Retiring?

Check out the UNC Retirement Planning Guide.

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Did you Know?

The UNC System offers hundreds of online degree programs. 

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Need Confidential Help?

The Employee Assistance Program (EAP) is available for free and confidential consultation about work or personal/family issues. 

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