Income Protection Benefits

The University provides several programs that can help protect your income streams in case of disability or death. 

Disability Income Plan of North Carolina

Short- and Long-Term Disability Benefits

The Disability Income Plan of North Carolina (DIPNC) provides monthly replacement income to individuals in the form of short-term, extended short-term, and long-term disability benefits if you become disabled while you are a permanent employee and are enrolled in either the UNC Optional Retirement Program (ORP) or the Teachers’ and State Employees’ Retirement System (TSERS).

Supplemental Disability Programs

For ORP Participants

This is a voluntary supplemental disability plan underwritten by The Standard and designed exclusively for participants of the UNC Optional Retirement Program (ORP).

For TSERS Members

This is a voluntary supplemental disability plan underwritten by Lincoln Financial, designed exclusively for University employees who are members of the NC Teachers’ and State Employees’ Retirement System (TSERS).

Benefits at a Glance

New Employee?

Watch a video that outlines your various benefit choices.

Thinking about Retiring?

Check out the UNC Retirement Planning Guide.

Did you Know?

The UNC System offers hundreds of online degree programs. 

Need Confidential Help?

The Employee Assistance Program (EAP) is available for free and confidential consultation about work or personal/family issues.