Income Protection Benefits
The University provides several programs that can help protect your income streams in case of disability or death.
UNC System Group Term Life Insurance
The UNC System has partnered with Securian Financial to provide a consolidated life insurance plan that offers coverage for employees, spouses or domestic partners, and dependent children. The links below include important information about what’s available to you. Learn more about the coverage options available to you, special plan features and services and costs for coverage. You can also calculate your estimated monthly premium payment, which will be conveniently deducted from your paycheck.
Enroll here.
New for 2023! UNC System Voluntary Accidental Death and Dismemberment (AD&D)
Beginning in January 2023, the UNC System has partnered with Securian Financial to provide a Voluntary Accidental Death and Dismemberment (AD&D) plan with coverage for employees, spouses or domestic partners, and dependent children. The links below include important information about what’s available – learn more about coverage options, special plan features and services, and coverage costs.
Enroll here.
Disability Income Plan of North Carolina
Short- and Long-Term Disability Benefits
Supplemental Disability Programs
For ORP Participants
- About the Plan
- Calculate The Standard Monthly Disability Premium
- Income Protection Booklet
- Disability Rate Sheet
- Medical History Statement
- Certificate of Insurance
- Certificate Amendment Effective July 1, 2020
- Notice of Plan Change effective July 1, 2020
- Long-Term Disability FAQ for Employees
- Long-Term Disability FAQ for Benefit Administrators
- Request for LTD Conversion Materials
For TSERS Members
Benefits at a Glance