Income Protection Benefits
The University provides several programs that can help protect your income streams in case of disability or death.
Disability Income Plan of North Carolina
Short- and Long-Term Disability Benefits
The Disability Income Plan of North Carolina (DIPNC) provides monthly replacement income to individuals in the form of short-term, extended short-term, and long-term disability benefits if you become disabled while you are a permanent employee and are enrolled in either the UNC Optional Retirement Program (ORP) or the Teachers’ and State Employees’ Retirement System (TSERS).
Supplemental Disability Programs
For ORP Participants
This is a voluntary supplemental disability plan underwritten by The Standard and designed exclusively for participants of the UNC Optional Retirement Program (ORP).
- About the Plan
- Calculate The Standard Monthly Disability Premium
- Medical History Statement
- Income Protection Booklet
- Enrollment and Change Form
- Certificate of Insurance
- Certificate Amendment
- Disability Rate Sheet
- Long-Term Disability FAQ for Employees
- Long-Term Disability FAQ for Benefit Administrators
For TSERS Members
This is a voluntary supplemental disability plan underwritten by Lincoln Financial, designed exclusively for University employees who are members of the NC Teachers’ and State Employees’ Retirement System (TSERS).
Benefits at a Glance