Income Protection Benefits
The University provides several programs that can help protect your income streams in case of disability or death.
Disability Income Plan of North Carolina
Short- and Long-Term Disability Benefits
The Disability Income Plan of North Carolina (DIPNC) provides monthly replacement income to individuals in the form of short-term, extended short-term, and long-term disability benefits if you become disabled while you are a permanent employee and are enrolled in either the UNC Optional Retirement Program (ORP) or the Teachers’ and State Employees’ Retirement System (TSERS).
Supplemental Disability Programs
For ORP Participants
This is a voluntary supplemental disability plan underwritten by The Standard and designed exclusively for participants of the UNC Optional Retirement Program (ORP).
- About the Plan
- Calculate The Standard Monthly Disability Premium
- Income Protection Booklet
- Disability Rate Sheet
- Enrollment and Change Form
- Medical History Statement
- Certificate of Insurance
- Certificate Amendment Effective July 1, 2020
- Notice of Plan Change effective July 1, 2020
- Long-Term Disability FAQ for Employees
- Long-Term Disability FAQ for Benefit Administrators
- Request for LTD Conversion Materials
For TSERS Members
This is a voluntary supplemental disability plan underwritten by Lincoln Financial, designed exclusively for University employees who are members of the NC Teachers’ and State Employees’ Retirement System (TSERS).
UNC System Group Term Life Insurance
The UNC System has partnered with MetLife to provide a consolidated life insurance plan that offers coverage for employees, spouses or domestic partners, and dependent children. The links below include important information about what’s available to you. Learn more about the coverage options available to you, special plan features and services and costs for coverage. You can also calculate your estimated monthly premium payment, which will be conveniently deducted from your paycheck.
Plan Information for UNC System Office, NC State, UNC-Chapel Hill, UNC Health, and UNC Press
- Plan Summary
- Enrollment Information for UNC System Office, NC State, UNC-Chapel Hill, and UNC Press (under Group Term Life Insurance tab)
- Enrollment Information for UNC Health (select UNC Health enrollment link)
- Voluntary Retiree Life (VRL) Plan
Plan Information for UNC Greensboro
- Plan Summary
- Enrollment Information for UNC Greensboro (under Group Term Life Insurance tab)
- Voluntary Retiree Life (VRL) Plan