As we continue to navigate the ups and downs of persistent inflation, many Americans are feeling the financial strain. With 2025 already halfway through, now is the perfect time to take a step back and review your finances — and explore ways to find some much-needed...
Retirement News
Navigating a Volatile Market
When markets begin to fluctuate, it's natural to feel uneasy and want to take action. However, in many cases, the wisest move is to pause and thoughtfully consider your options. Reacting too quickly can disrupt your long-term savings and retirement goals. Staying the...
Have you reviewed your UNC Retirement Account beneficiaries recently?
Ensuring your beneficiaries are up-to-date is one of the most important financial decisions you can make. Login to TIAA.org today to review your account.
Are you prepared for retirement?
In a recent survey by MissionSquare Research Institute, as many as 60% of public employees across the United States felt like they lacked adequate support for retirement planning and needed more guidance on how much they should be saving for retirement. As a...
What is captrust at work?
As part of your benefits package as a UNC System employee, CAPTRUST at Work provides you with a comprehensive suite of products and services, including some that are focused on improving your financial wellness. CAPTRUST at Work provides comprehensive and tailored...
The importance of Beneficiary designations
One of the most important financial moves you can make is to take the time to name your beneficiaries for your UNC Optional Retirement Plan and/or Supplemental retirement accounts. If no beneficiary is named for each of your accounts, the money will typically go...
How does Social Security work and will it last?
Social Security is a fairly simple idea and CAPTRUST at Work has useful resources to help break it down. During your career you and your employer pay a portion of your income into the Social Security trust fund. In return, you will receive a benefit when you need it...
REtirement Plan Enhancements Coming Soon
You are our greatest investment, and the university wants to support you by providing competitive retirement benefits. This November, we will introduce a new service in our retirement programs to help you plan and save for a more secure tomorrow. The university will...
Secure 2.0: Withdrawal Provisions for Natural Disaster and Emergency Expenses
In the wake of the destruction in Western North Carolina caused by Hurricane Helene, we wanted to remind those affected that the Secure Act 2.0 added plan provisions that may allow for new hardship withdrawal opportunities for natural disasters and emergency expenses...
Ask the Experts at CAPTRUST: How do Elections Typically Affect Stock Markets?
Q: What impact do you foresee the 2024 presidential election having on stock market returns this year? How much do elections matter to markets? A: While it’s true that elections can drive market volatility and shifts in investor sentiment in the short term, history...