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Risk is Part of the Plan
Risk is an unavoidable part of investing, but it can be managed through thoughtful planning. Every investor has a unique risk profile shaped by financial goals, time horizon, liquidity needs, and personal comfort with market fluctuations. Since these factors change over time, it’s important to review your investment strategy regularly.
While market volatility often gets the most attention, the greater risk is falling short of your long-term financial goals. A well-diversified portfolio helps balance growth opportunities with an appropriate level of risk for your individual circumstances.
Successful investing isn’t about predicting the market, it’s about being prepared. Regular portfolio reviews, diversification, and a disciplined long-term approach can help keep you on track through changing markets and life events
Learn more about how risk is part of investing visit CAPTRUST at Work for the full article Risk is Part of the Plan.
Understanding Your Retirement Plan Investments
Learn how to choose, monitor, and rebalance investments.
- Employer retirement plans are built for long term and offer a curated set of investment chosen for this purpose.
- Choosing investments is a personal decision based on your goals, timeline, and comfort with risk.
- Monitor and rebalance regularly. Check in at least once a year or when you have a major life event. Rebalance when you notice your investment mix has drifted away from your original plan.
- Ask for guidance when you need it. Your UNC System Plan offers advice with CAPTRUST at Work and TIAA.
Visit TIAA for the full article Understanding Your Retirement Plan Investments.
Engagement Corner
TIAA: Help boost your financial know-how with TIAA’s live webinars — see the flyer below for topics and dates. To see currently scheduled live webinars or previously recorded on-demand webinars, visit www.tiaa.org/webinars2025.
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July 7th @ 11am ET: Investing for Beginners: Start Your Wealth Journey |
July 9th @ 12pm ET: Quarterly Economic and Market Update |
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July 22nd @ 12pm ET: Steps to Help Secure Your Income in Retirement: A Mid Career Check-In |
August 6th @ 12pm ET: Live Long and Prosper: Your Guide to Understanding Longevity |
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August 18th @ 11am ET: Take Control of Your Financial Life: 5 Steps to Save Money and Manage Debt |
September 9th @ 11am ET: How Can I Afford College for My Kids and Grandkids |
