The Pier: Planning, Investment, Engagement, Retirement
Photo: Johnnie Mercer’s Pier, Wrightsville Beach, NC
Retirement Planning at Every Age: It’s Never Too Early or Too Late
When you think about retirement, does it seem like a distant goal or something that’s approaching quickly? No matter where you are in your career, one thing doesn’t change: retirement planning isn’t just for those nearing retirement. Every stage of your career...
Don’t Leave Retirement Opportunities on the Table: Make the Most of Your Employer-Sponsored Retirement Plans
When it comes to planning for retirement, one of the most valuable financial resources available to you is already be part of your employee benefits package. Employer-sponsored retirement plans provide a convenient way to save for the future, yet many employees may...
Finish the Year Strong: Your Year-End Financial and Retirement Checkup
As we close out 2026, it's the perfect time to reflect on your financial progress and make sure you're on track to meet your goals. Whether you're just beginning your career or approaching retirement, a few simple steps now can help set you up for financial success in...
The Value of Financial Advice
Many people wonder whether working with a financial advisor is worth the time. According to a recent study by the TIAA Institute and TIAA Wealth Management, the answer is yes. Surveying nearly 1,900 Americans and modeling multiple financial scenarios, the research...
How to Start Saving for Retirement on a Small Budget
People often believe that saving for retirement needs to start with a large amount of money so many often delay saving or avoid starting altogether. Preparing for retirement is a lifelong journey, not a one-time event. Making informed decisions throughout your career...
It’s Time for Your Mid-Year Financial Check-Up
As we begin the 3rd quarter of 2026, we are officially halfway through the year. It is a great time to pause and evaluate your financial progress. A mid-year financial and retirement check-up can help ensure you're on track to meet your goals and give you time...
“An investment in knowledge pays the best interest.”
Disclaimer
This information is general in nature and may be subject to change. Neither the University of North Carolina (UNC), Empower Retirement, TIAA, nor any of their agents can give legal or tax advice. Applicable laws and regulations are complex and subject to change. For legal and tax advice concerning your situation, you should consult your attorney or tax adviser.
For more information about any of the authorized supplemental retirement carriers or their products, including investment options or charges and expenses, please contact a company representative for a prospectus. Please read the prospectus carefully before selecting a carrier or investment option.
In the event of a conflict between this information and the plan documents, the plan documents will take precedence. The UNC System reserves the right to amend the plan documents at any time.