Photo: Johnnie Mercer’s Pier, Wrightsville Beach, NC

Important Changes

As of Sept. 1, 2023, the University moved to TIAA as the single recordkeeper for the UNC System retirement plans. Employees with a balance in one or more of the UNC System retirement plans (Optional Retirement Program, UNC 457(b), UNC 403(b) plans) will receive detailed transition information at their home address via US Mail in late January. This information is also available here:

Be Alert!

As a state employee, our university email addresses are public information. Please be aware of emails from financial advisors who allude that they work with the University plans. The University partners with TIAA and CAPTRUST to provide advisory services for the UNC...

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Mid-year check-up: how to invest as you near retirement

We are halfway through 2024 and it’s a great time to take a step back and review your retirement plans. Watching the markets on a daily basis is not helpful and can be stressful but remember that it is the long-term trends of the markets that matter. For all savers,...

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Is your retirement plan tax-smart?

Many individuals have worked for years to control their budget in order to save and create a solid financial plan for the future. As we think about our savings and planning for retirement, amid the visions of leisurely days and a free schedule, many underestimate the...

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How long will you live in retirement?

Longevity literacy is a key factor in figuring out how much you can spend in retirement. Most people don't realize how far out their retirement strategy should last. A common worry among U.S workers is running out of money in retirement. As TIAA mentioned in their...

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Transition to Single Recordkeeper in Full Swing

In 2023, it was announced that after a careful review of our retirement program, the University decided to move from two retirement plan recordkeepers (TIAA and Fidelity) to a single recordkeeper (TIAA) for all UNC Retirement Plans. The move to a single recordkeeper...

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Stacks of coins with plants growing from the top with a line of text that says Investor Corner.
Two women looking at a piece of paper with a line of text that says Frequently Asked Questions.
A handwritten sign that says Invest in Yourself with the line Meet with a Financial Counselor.
A piece of paper with Retirement Plan printed on it with a line of text that says Resource Center.

“An investment in knowledge pays the best interest.”

Benjamin Franklin

Disclaimer

This information is general in nature and may be subject to change. Neither the University of North Carolina (UNC), Empower Retirement, TIAA, Fidelity Investments, nor any of their agents can give legal or tax advice. Applicable laws and regulations are complex and subject to change. For legal and tax advice concerning your situation, you should consult your attorney or tax adviser.

For more information about any of the authorized supplemental retirement carriers or their products, including investment options or charges and expenses, please contact a company representative for a prospectus. Please read the prospectus carefully before selecting a carrier or investment option.

In the event of a conflict between this information and the plan documents, the plan documents will take precedence. The UNC System reserves the right to amend the plan documents at any time.