Retirement Benefits

The University provides a variety of options for employees to plan and save for retirement. These options include a choice of mandatory retirement plans as well as a variety of supplemental retirement savings plans.

Retirement Program and Resources

Mandatory Retirement Programs

Supplemental Retirement Programs

Please note: An aggregation of 403(b) and 401(k) plan contributions must be made if you participate in more than one supplemental plan during a calendar year. For example, if you contribute to the 401(k) plan in addition to the 403(b) plan, the combined amount of the contribution to both plans cannot exceed the elective deferral plan limit each year. The age 50 catch-up is also a combined amount between the 401(k) and 403(b) programs. Contributions to a 457(b) deferred compensation plan are not aggregated with 403(b) or 401(k) plan limits.

Investment Information


Videos and Tools

Retirement Planning Resources

Faculty Phased Retirement

The UNC Faculty Phased Retirement Program (PRP) is designed to provide an opportunity for eligible full-time faculty members to make an orderly transition to retirement through half-time service, as reflected in the PRP policy.


Videos and Tools

Social Security: Access information from your Social Security record at


Read the UNC
Retirement Newsletter