Important
As of Sept. 1, 2023, the University moved to TIAA as the single recordkeeper for the UNC System retirement plans. Employees with a balance in one or more of the UNC System retirement plans (Optional Retirement Program, UNC 457(b), UNC 403(b) plans) will receive detailed transition information at their home address via US Mail in late January. This information is also available here:
UNC Code Section 403(b) Program
The University of North Carolina sponsors a system-wide voluntary 403(b) retirement program. TIAA is the only vendor approved to manage the UNC retirement plans’ investment products. Agreements are in place with Fidelity, VALIC, Lincoln Financial, Horace Mann, and ING that limit these vendors to offering loans and hardship withdrawal transactions under the system-wide 403(b) plan. For more information about TIAA or their products, including investment options, services, and fees, you should review the information on this website or contact a company representative. You can also learn more about TIAA by watching the “Why TIAA” short video.
Please note: An aggregation of 403(b) and 401(k) plan contributions must be made if you participate in more than one supplemental plan during a calendar year. For example, if you contribute to the 401(k) plan in addition to the 403(b) plan, the combined amount of the contribution to both plans cannot exceed the elective deferral plan limit each year. The age 50 catch-up is also a combined amount between the 401(k) and 403(b) programs. Contributions to a 457(b) deferred compensation plan are not aggregated with 403(b) or 401(k) plan limits.
403(b) Program Information
Enrollment Process
Remember, you must submit the completed SRA to your institution’s HR Benefits office before any contributions can be accepted into your account.
You can enroll in the program and select investments through TIAA.
- TIAAÂ (select your institution and then ENROLL NOW)
Enrollment Form
Booklets
Investment Performance
Important Notices
- Secure 2.0 Impact on UNC Retirement Plans 10-2023
- UNC-Retirement Plan RFP Award Notice 08-2023
- UNC Fund Notice 08-2023
- UNC Retirement Plan RFP Notice 04-2023
- UNC Fund Notice 07-2022
- UNC Fund Notice 02-2022
- UNC Loan Change Notice 12-2020
- UNC Fund Notice - 11-2020
- CARES Act Update 08-2020
- UNC Fund Change Notice 07-2020
- CARES Act Impact on UNC Retirement Plans 04-2020
- UNC Fund Change Notice 02-2020
- RMD Impact on UNC Retirement Plans 2020
- RMD Impact on UNC Retirement Plans 2019
- UNC 403(b) Fund Notice 05-2018
Plan and Legal Documents
403(b) Archival Information
Transition Documents 2014
Investment Performance
- Quarter Ending 12-31-2021
- Quarter Ending 09-30-2021
- Quarter Ending 06-30-2021
- Quarter Ending 03-31-2021
- Quarter Ending 12-31-2020
- Quarter Ending 09-30-2020
- Quarter Ending 06-30-2020
- Quarter Ending 03-31-2020
- Quarter Ending 12-31-2019
- Quarter Ending 09-30-2019
- Quarter Ending 06-30-2019
- Quarter Ending 03-31-2019
- Quarter Ending 12-31-2018
- Quarter Ending 09-30-2018
- Quarter Ending 06-30-2018
- Quarter Ending 03-31-2018
- Quarter Ending 12-31-2017
- Quarter Ending 09-30-2017
- Quarter Ending 06-30-2017
- Quarter Ending 03-31-2017
- Quarter Ending 12-31-2016
- Quarter Ending 09-30-2016
- Quarter Ending 06-30-2016
- Quarter Ending 03-31-2016
- Quarter Ending 12-31-2015
- Quarter Ending 09-30-2015
- Quarter Ending 06-30-2015
- Quarter Ending 03-31-2015
- Quarter Ending 12-31-2014
- Quarter Ending 09-30-2014
- Quarter Ending 06-30-2014
- Quarter Ending 03-31-2014
- Quarter Ending 12-31-2013
- Quarter Ending 09-30-2013
- Quarter Ending 06-30-2013
- Quarter Ending 03-31-2013
- Quarter Ending 12-31-2012
- Quarter Ending 09-30-2012
- Quarter Ending 06-30-2012
- Quarter Ending 03-31-2012
Important Notices
Universal Availability Notices
- Universal Availability Notice 2018
- Universal Availability Notice 2017
- Universal Availability Notice 2016
- Universal Availability Notice 2015
- Universal Availability Notice 2014
- Universal Availability Notice 2013
- Universal Availability Notice 2012
- Universal Availability Notice 2011
- Universal Availability Notice 2010