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Advancing from Want to Worth

Do you ever find yourself tapping Buy Now at the end of a stressful day? In the moment, this small purchase may feel like a harmless act of self-care. But if you zoom out, you might see you’re moving away from self-care—and your financial goals—instead.

This sort of impulsive purchase can be described as an away move, something done to avoid discomfort. It distracts you from your stress, but it likely won’t help you meet your long-term goals.

We face a dozen similar decisions every day; moments when we can either act in a way that aligns with our goals and values or that simply helps us not feel worse. These aren’t always high-stakes decisions, but over time, the pattern matters.

To learn more about avoiding impulse purchases, click here for CAPTRUST at Work’s full article on Advancing from Want to Worth.

 

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What’s the Buzz Around Retirement Annuities?

Annuities are a financial tool designed to help you grow your savings and replace your income during retirement. Essentially, they are insurance contracts with distinct advantages. Annuities enable you to save during your working years and provide you with retirement income that continues for as long as you live.

A fixed annuity is more conservative and offers predictability through a guaranteed growth rate while you’re saving and guaranteed checks for life during retirement.

A variable annuity carries more risk but also offers more long-term growth potential because your money is invested in the market, so your savings balance and the size of your lifetime retirement checks will vary.

For full details on What’s the Buzz Around Retirement Annuities, read TIAA’s full article by clicking here.

Engagement Corner

TIAA: Help boost your financial know-how with TIAA’s live webinars — see the flyer below for topics and dates. To see currently scheduled live webinars or previously recorded on-demand webinars, visit www.tiaa.org/webinars2025.

TIAA Reduce Financial Stress PDF
Bar graph pointing up with the text University of North Carolina System Retirement Plans Performance Summary.