Retirement Benefits
The University provides a variety of options for employees to plan and save for retirement. These options include a choice of mandatory retirement plans as well as a variety of supplemental retirement savings plans.
Retirement Program and Resources
Mandatory Retirement Programs
Supplemental Retirement Programs
Please note: An aggregation of 403(b) and 401(k) plan contributions must be made if you participate in more than one supplemental plan during a calendar year. For example, if you contribute to the 401(k) plan in addition to the 403(b) plan, the combined amount of the contribution to both plans cannot exceed the elective deferral plan limit each year. The age 50 catch-up is also a combined amount between the 401(k) and 403(b) programs. Contributions to a 457(b) deferred compensation plan are not aggregated with 403(b) or 401(k) plan limits.
Investment Information
Booklets
- Mandatory Retirement Plan Decision Guide
- TSERS Retirement Handbook
- 2025 Mandatory Retirement Plan Decision Guide
- 2025 Getting Ready to Retire Brochure
- 2025 Retirement Transfer Guide
- 2025 Supplemental Retirement Guide
- UNC-2025-403b Plan Summary
- UNC-2025-457b Plan Summary
- UNC-2025-ORP Plan Summary
- Getting Ready to Retire Brochure
- Retirement Plan Transfer Guide
- Supplemental Retirement Guide
- UNC 403b Plan Summary
- UNC 457b Plan Summary
- ORP Plan Summary
Videos and Tools
Investment Archival Information
- UNC Investment Tier Structure -Appendix A 07.23.2024
- UNC Investment Tier Structure - Appendix A 04.01.2024
- UNC Investment Tier Structure - Appendix A 12.01.2023
- Investment Funds and Tiers - Effective 2/1/2020
- Investment Funds and Tiers – Effective 1/21/2016
- Investment Funds and Tiers - Effective 1/5/2015
- Investment Funds and Tiers - Effective 7/1/2014
Retirement Planning Resources
Faculty Phased Retirement
The UNC Faculty Phased Retirement Program (PRP) is designed to provide an opportunity for eligible full-time faculty members to make an orderly transition to retirement through half-time service, as reflected in the PRP policy.
Videos and Tools
ORP Retirement Workshop
TSERS Retirement Workshop
Social Security: Access information from your Social Security record at https://www.ssa.gov/site/signin/en/
