Retirement Benefits
The University provides a variety of options for employees to plan and save for retirement. These options include a choice of mandatory retirement plans as well as a variety of supplemental retirement savings plans.
Retirement Program and Resources
Mandatory Retirement Programs
Supplemental Retirement Programs
Please note: Due to different contribution limits, University employees are not permitted to split their contributions between plans that would normally be aggregated;the UNC 403(b) and State’s 401(k) plans, and the UNC 457(b) and State’s 457 Deferred Compensation plans.
Investment Information
Booklets
Videos and Tools
Investment Archival Information
- UNC Investment Tier Structure -Appendix A 07.23.2024
- UNC Investment Tier Structure - Appendix A 04.01.2024
- UNC Investment Tier Structure - Appendix A 12.01.2023
- Investment Funds and Tiers - Effective 2/1/2020
- Investment Funds and Tiers – Effective 1/21/2016
- Investment Funds and Tiers - Effective 1/5/2015
- Investment Funds and Tiers - Effective 7/1/2014
Retirement Planning Resources
Retirement Planning Booklets
Retirement Planning Videos and Tools
ORP Retirement Workshop
TSERS Retirement Workshop
Social Security: Access information from your Social Security record at https://www.ssa.gov/site/signin/en/
Retirement Benefits Programs
Read the UNC
Retirement Newsletter
Additional Faculty Retirement Offerings
UNC offers two complementary programs to support faculty in planning a smooth transition from active service to retirement – the Phased Retirement Program (PRP) and the Faculty Realignment Incentive Program (FRIP). Together, these programs promote flexibility, recognize faculty service, and help UNC institutions achieve efficiency while supporting individual retirement goals.
Faculty Phased Retirement Program (PRP)
The UNC Faculty Phased Retirement Program (PRP) is designed to provide an opportunity for eligible full-time faculty members to make an orderly transition to retirement through half-time service, as reflected in the PRP policy.
Faculty Realignment Incentive Program (FRIP)
The Faculty Realignment Incentive Program (FRIP) is a voluntary program that provides eligible tenured faculty with the option of early retirement in exchange for a one-time incentive payment. The program helps UNC System institutions achieve cost savings, operational efficiencies, and smoother faculty transitions while recognizing the service of retiring faculty members.